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Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

Fantastic refinance services. All Staff are very knowledgeable, helpful, responsive, and friendly. The paperwork was streamlined; the process was completed in record time; the costs were very low compared to other companies. I highly recommend FT Financial - A+/10+ service!

- Pam M.
Flagstaff, AZ | December 23, 2020

My daughter just has done her 3rd refinance with FT financial. she got a great deal with awesome experience! strongly recommended!

- Luxiang B.
San Diego, CA | January 15, 2021

Frank and his Team were AMAZING!!!~ We started to do a Stream Line through another company in February. We FINALLY closed in July. 6 days later they called and said we closed to soon. We called Frank and he was able to give us a better rate and close in 16 days. I highly recommend him. This is the second time that we've gone with him. That's who I thought we called originally... but it was the newer lean holder. We were able to close in 2 weeks with a better rate and I had the other company pay two months of my mortgage. He's stuck with us. Looking forward to the next closing. He made it effortless through a pandemic.

- Alycia S.
Gilbert, AZ | December 15, 2020

F.T. Financial has served my last 4 VA loans and have not only provided the best rate after shopping around but exceptional and speedy customer service. I highly recommend Frank Culver and his team. If you are a VET , he know the in and out of VA loans, VA funding fees, disability implications to loan fees. You might match his rate if you are very lucky but I doubt you can beat his rate and outstanding service.

- Jim M.
Rocklin, CA | October 16, 2020

I have used FT Financial twice! They are very competent, & really take care of everything for you. I highly recommend them for your Mortgage needs. 5 Stars !!

- Mary Lou S.
Scottsdale, AZ | March 05, 2020

I’ve been using FT FINANCIAL for over 4 years and this is our 3rd loan he’s done with us. 2 were refi’s, and most recently a purchase. He always gave us the best rate. He’s also 100% honest and always communicates well. When he hit snags, as they do happen during this stressful process, he always makes it right. Do yourself a favor and skip ******* and all the other retail lenders. They can’t touch his pricing. I send all of my friends and family over to him, and they love him. Frank doesn’t just strive to make a single great experience but he builds customers for life and we will always go back to him for our refi and purchase needs.

- Vincent M.
Santa Clarita, CA | March 26, 2019

Frank helped me purchase my home without any issues and at a great rate. A couple years later I inquired about a cash-out refinance so I could do some updates to my home and once again it was easier than expected and got a great rate! Thanks Frank for the great advice!

- Wendy B.
Cave Creek, AZ | February 20, 2017

Frank and his team stayed on top of our loan to make sure everything was done properly and on-time. We were out of town buyers and they helped everything close smoothly. They even went above and beyond when the bank lost some docs, by having one of their local reps come to our home to get the proper papers signed.

- Jennifer L
Mesa, AZ | August 03, 2015

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